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Registered: ‎08-10-2020

Attempting to purchase a $1400 dollar laptop with a $1000 limit best buy card

So I am trying to purchase the Zephyrus G14 14" Gaming Laptop(https://www.bestbuy.com/site/asus-rog-zephyrus-g14-14-gaming-laptop-amd-ryzen-7-16gb-memory-nvidia-g... 

 

I figured If I applied for the credit card, I can make 60 dollar payments then pay it off in less than a month with my job. So I applied for the card and I chose the 24 month financing. It didn't accept the card and I am having regrets getting this card. This laptop is one of the best ones with its battery life and powerful gpu. I really do need it for school and work. How is this even possible? 

 

So how can I purchase this laptop? I applied for the credit limit increase. But is it possible to pay off maybe 500 dollars then the rest goes to the card? I have no idea what to do and this very frustrating how best buy does "flexibile financing" with "24 monthly payments". 

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Registered: ‎10-10-2012

Re: Attempting to purchase a $1400 dollar laptop with a $1000 limit best buy card

Hi there, EdwinFranco2110,

 

Congratulations on being accepted for the My Best Buy Credit Card! It looks like you’ve picked out a fantastic laptop there, and I’d be happy to answer your questions if I can.

 

If your credit card has a limit of $1000, you’d need to apply another method of payment to your order to complete it.  Since we can only accept one credit card per order, that other payment would generally need to be a Best Buy gift card.  You could certainly purchase one of these gift cards in your local Best Buy store using another payment method.  Otherwise, you may need to wait to see if Citibank, N.A. (the bank that finances our credit cards) will increase your credit limit from your request.

 

You can find more information on our accepted Payment Methods here.

 

I hope this helps, and that you can order your laptop soon!

Bill|Senior Social Media Specialist | Best Buy® Corporate
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