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BestBuy version of the Target Redcard w/5% discount & free shipping

Status: Tell Us More
by on ‎05-26-2014 12:20 AM
I`d certainly consider getting a BestBuy debit card if it had similar benefits as the Target Redcard even if it meant choosing between a current BB card perk & the instant 5% savings. Being that it`s a debit card vs a credit card BB couod expect much more people adding the card to their wallets since credit scores wouldn`t be an issue. Other perks like free shipping & extended returns should be a staple too.

I`m not sure how Target manages to offer so much without charging a monthly or annual fee though. But for a 5% every day discount with free shipping & 30 day no hassle returns I wouldn`t mind paying an annual fee. Allow the fee to be paid all at once or monthly but offer a discount for full payment.

Other benefits that could be included in the package like incentives for buying warranties/open box items/Insignia or other BB brands, exclusive shopping coupons/events & for recruiting other customers. Early/extend access to sales would also be a game changer. You may even find ways to include perks/benefits that were taken away from other areas like the free tv calibration or mybb pts for choosing financing since you`d be charging a fee generating new revenue.
Status: Tell Us More
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on ‎05-26-2014 12:48 AM
Maybe even offer a way to recieve mybb points faster when using the card.
on ‎05-26-2014 01:10 AM

I do like this idea but I don't think it would be for everyone either. I have come to know that there are some people who don't mind annual fees and others who absolutely refuse to take out a card that has those type of fees. ( my dad being one of them ) 


Maybe a tier type of system for the cards should be selected. There is a "blue credit card" and a "red credit card" the blue one is the no annual fee/regular one, while the red one is the one with the fee but extra savings.

by Senior Social Media Specialist Senior Social Media Specialist
on ‎05-27-2014 10:29 AM
Status changed to: Tell Us More
Any other thoughts on this? Remember to vote for an idea if you like it.
on ‎02-04-2016 11:11 PM

Interesting idea. Redcard's biggest benefit over myBB is the instant savings. myBB is still better for new video games (20% off + double points), but for everything else, not so much. How is BB credit card's 5% rewards enticing when even Target Debit Card gives instant 5% savings?

on ‎07-15-2016 11:18 PM

For the credit card, this option already exists - it's 5% back on everyday purchases paid off within 30 days and 10% back on your first purchase if your new to the program. 


As far as the debit card goes, that is less likely to happen because Best Buy bounces around to A LOT of banks (i.e. HSBC, Capital One, Citi) which suggests that they don't want to manage that aspect of the business. A debit card program would require more of a hands-on approach from Best Buy's end which I don't think they want. 


I also agree with @bd27 though, reward and instant savings are not the same thing. I think most people have just accepted that we are probably never going to see an instant savings program.

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