Hi mclassen,
If your Reward Zone status is reset to the standard level, any points that you have banked will be cashed out to the $5 level, and any points that do not meet that threshold (249 or less) will be forfeit.
You are correct, the certificates when issued will have 90 days to be used before they expire.
Please let us know if you have any other questions.
All the best,
 | Mike | Community Connector | Best Buy® Corporate |  |  |