I have an HTC Touch Pro through Sprint that I bought in December of 2008. I have had the Black Tie Protection since. Due to the dumbest phone case ever (velcro no longer sticks, thus slightest jerk may shoot phone out of case), the phone has had 2-3 drops on pavement, resulting in multiple knicks and scratches, especially on the glass screen. The phone is still full functionable, although I'm afraid the screen might crack or might split in half at the slider one day. How exactly can the Black Tie Protection that I have been paying for help me in this situation?