BestBuy.Com

[Papabear3811]

I tried applying for the card and I don't understand why I was rejected. I was accepted by Walmart last year and I know I have pretty good credit. There was a TV I really wanted and I wanted to finance it. I would not only get the TV now, in which I can pay off in 3 months, but also build credit.

Can anyone give me any suggestions as to why I was rejected? Also, can the moderators look more into it if possible?

[Mbrguy Emerging Expert · Accepted solution]

I believe that the Credit Card company, Capital One, should be sending you information within 30 days explaining their decision.

[Papabear3811]

I tried applying for the card and I don't understand why I was rejected. I was accepted by Walmart last year and I know I have pretty good credit. There was a TV I really wanted and I wanted to finance it. I would not only get the TV now, in which I can pay off in 3 months, but also build credit.

Can anyone give me any suggestions as to why I was rejected? Also, can the moderators look more into it if possible?

[Mbrguy Emerging Expert]

You've already posted this once.  Please refrain from Spamming the forum.

[Papabear3811]

Thanks, this really sucks. I've been wanting a new TV for some time. Walmart has a similar TV except it's a Smart TV. I don't need it and it costs $899. The one I wanted at BB is $719 after added tax. I have a gift card as well to drop it to $619!

[Papabear3811]

I didn't try to spam. I double clicked and thus two threads were born. I didn't know what had happened because I got an error. I changed the title an it worked. I was unaware that it already posted the original.

[Mbrguy Emerging Expert]

np

[APR28]

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Papabear3811 wrote:

I tried applying for the card and I don't understand why I was rejected. I was accepted by Walmart last year and I know I have pretty good credit. There was a TV I really wanted and I wanted to finance it. I would not only get the TV now, in which I can pay off in 3 months, but also build credit.

Can anyone give me any suggestions as to why I was rejected? Also, can the moderators look more into it if possible?

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You might be better off.

[bajarider]

They switched companies recently the BB card used to be run by HSBC which did a great job from my personal experiences and they were lienent with who got accepted now that Capital One runs the card it may be harder to get accepted. I also own a Capital One card and they run a pretty good card but can be sticklers when it comes to higher credit limits.

[Mbrguy Emerging Expert]

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bajarider wrote:
They switched companies recently

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Not exactly.  Capital One bought out all of HSBC's accounts which included the Best Buy Credit Card, Best Buy didn't "switch" companies.