01-10-2012 03:42 PM
A DL# is actually up there with social security number as one of the accepted id verification checks on the web. Example: Signing up for checking your credit score they optionally asked me for my DL# as part of the ID verification check, although it wasn't the only piece of information they required. Same could be said of SS#'s these days. Generally speaking, full blown identity theft happens when thieves connect together several stolen sources of information to build a full profile of targets which they plan to impersonate. My DL# right beside my name/address would prove useful under those circumstances.
01-10-2012 03:55 PM
And, again, I can't emphasize enough how best buy asking for this information is total overkill. Worse still is how they proxy it through TRE and ultimately their systems clearly have problems with this current implementation anyway which casts further doubt on whether they did their duediligence with thinking this through. Frankly it's not worth the chance, however slim, that someone in the ukraine grabs a partial copy of the TRE DB unbeknownst to anyone and cross references it with another source of information. That filtered list with my name on it is sold underground to the mob or some other criminal ring stateside and quickly leveraged. At which point I would easily spend 6 months+ cleaning up the mess even if caught the breach early. All because best buy believes their interests in thwarting a small percentage of fraudsters is more important than protecting their customers' identity information.
01-10-2012 06:27 PM
01-10-2012 06:39 PM
01-10-2012 06:59 PM
01-10-2012 07:20 PM
My issue isn't with divuldging that information period, it's with having to give that information up to get a price match or to return a sealed DVD I bought on my credit card. Retrieving something as important and sensitive as my credit report understandably requires I give up some information to prove my identity. It's a question of where you feel the line should be drawn. Frankly I believe Best Buy/TRE blew right past it without really thinking about it. Walmart has a similar system, but they don't swipe your DL for just about any return type transaction you run through them, they only do it for no-receipt cash returns which is a fringe situation. I keep my receipts, I buy things on credit cards(aka unique info), and I return things that are sealed. Why should I or others jump through these extraordinary hoops when we're good, nay, great customers that have plenty of other choices that don't require such extreme measures? I feel like best buy dumped this one on the customer with a quick and dirty implementation of an anti-fraud system that ultimately is overreaching and poorly thought out. I get it, IT departments I consult are cost centers that require an ROI and sometimes they rush things to make sure executives signing their checks know they're getting something for the seemingly huge capital expenditure, but that can back fire if it's not fully planned out. Case and point, TRE.
01-10-2012 07:32 PM
01-10-2012 08:12 PM
01-10-2012 09:05 PM
Well as a matter of fact I freely handed over my license for returns and price adjustments to best buy already which is how I ended up on the infamous 90-day return ban list in the first place despite not being an abuser of any sort. It doesn't worry me THAT much that they collect this information, but it's certainly a compromise of my principles in regards to businesses asking paying customers to fork over private information to help them ultimately make more money. I understand the larger goal of thwarting truly fraudulent abusers, "lower" prices, and hiring more people. My cynical side says those are some pretty tough metrics to validate though which is why my overall take on this system is A) intentionally or not, it hoses good customers B) its incredibly arbitrary in a manner that makes the customer feel like its being shoved down their throat and C) it needlessly collects and stores unique personal information. You have to admit it's a pretty flippant policy in a market Best Buy is slowly losing to other competitors. For me personally, this was just the motivation I needed to pony up for on an Amazon Prime account. I'm sure Best Buy's knee jerk reaction to be more competitive is to decrease costs, but there's a line they shouldn't cross. Just like you don't pat customers down leaving the store to help control shrink, you shouldn't overanalyze and control their return habits by collecting their driver's license, passport, etc. They should make things more convenient, not less, if they want to compete.
01-11-2012 02:43 AM
