Best Buy & Geek Squad Policies

[forcystos]

Hello,

My aunt has a BB credit card which I have been paying off for almost two years because I have no credit of my own. Since I just recently learned you can add an "authorized user" and make it a joint account so I can get credit, I didn't do it from the start. Is there a way to make it that way with an existing account?

[Sarah-BBY Retired: Community Connector]

Hi forcystos,

Thank you for visiting our forum for assistance with your question.  While HSBC is a separate company from us whereby they provide credit card services to our customers, I was able to check with them on your behalf and was advised that your Aunt may certainly contact them directly at 1-800-365-0292 and request that you become an authorized user on the account, however, please note that it will not help your credit by being added to the account as a authorized user.

Thanks again!

[AbrahamN]

If I just got added to my grandma's account as an authorized user and a card that will have my name on it can i still use my employee discount for the purchase or no? 

[iamfromhouston]

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Sarah-BBY wrote:

Hi forcystos,

Thank you for visiting our forum for assistance with your question.  While HSBC is a separate company from us whereby they provide credit card services to our customers, I was able to check with them on your behalf and was advised that your Aunt may certainly contact them directly at 1-800-365-0292 and request that you become an authorized user on the account, however, please note that it will not help your credit by being added to the account as a authorized user.

Thanks again!

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Unless HSBC does something different that should not be true.  I am on my wives American Express and Victoria Secrets card as an authorized user.  Both of those cards show up on my credit report and gets reported. 

[CrystalWoW Community Veteran]

Are you sure you aren't a joint account holder? Or are you in a state where all credit cards show up on both spouses?

[iamfromhouston]

Well I am in texas so could very well be. I am an authorized user so that I can use the card as well.

[Dorothy-BBY Community Supervisor]

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AbrahamN wrote:

If I just got added to my grandma's account as an authorized user and a card that will have my name on it can i still use my employee discount for the purchase or no? 

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If you are an employee, method of payment should not matter when utilizing your employee discount as long as you are making purchases within guidelines. 

[iamfromhouston]

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CrystalWoW wrote:
Are you sure you aren't a joint account holder? Or are you in a state where all credit cards show up on both spouses?

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Oh yes you are right, I have no clue what the difference is.  Thanks for your helpful post.